<?xml version='1.0' encoding='ISO-8859-1'?>
<tocdata>
	<item name="Introduction" url="xpl/xfnew.htm#XFNEW_Introduction" >
	</item>
	<item name="Health Savings Provisions" url="xpl/xfnew.htm#XFNEW_HSA" >
	</item>
	<item name="Inflation-Adjusted Items" url="xpl/xfnew.htm#XFNEW_Inflation_Adjustments" >
	</item>
	<item name="Other Useful Numbers" url="xpl/xfnew.htm#XFNEW_Useful_Numbers" >
	</item>
	<book name="Working Families Tax Relief Act of 2004" url="xpl/xfnew.htm#XFNEW_Working_Families" >
		<item name="AMT" url="xpl/xfnew.htm#XFNEW_AMT" >
		</item>
		<item name="Combat Pay" url="xpl/xfnew.htm#XFNEW_Combat_Pay" >
		</item>
		<item name="Archer Medical Savings Accounts" url="xpl/xfnew.htm#XFNEW_MSA" >
		</item>
		<item name="Educator Expenses" url="xpl/xfnew.htm#XFNEW_Educator_Expenses" >
		</item>
		<item name="District Of Columbia" url="xpl/xfnew.htm#XFNEW_DC_Provisions" >
		</item>
	</book>
	<book name="American Job Creation Act of 2004" url="xpl/xfnew.htm#XFNEW_Jobs_Creation" >
		<item name="New Deduction for Manufacturers" url="xpl/xfnew.htm#XFNEW_Manufacturing" >
		</item>
		<item name="Incentive Stock Options and Employee Stock Purchase Plan Options" url="xpl/xfnew.htm#XFNEW_ISO_ESPP" >
		</item>
		<item name="State and Local Sales Tax Deduction" url="xpl/xfnew.htm#XFNEW_State_Local" >
		</item>
		<item name="Attorneys&apos; Fees" url="xpl/xfnew.htm#XFNEW_Atty_Fees" >
		</item>
		<item name="Charitable Contribution Provisions" url="xpl/xfnew.htm#XFNEW_Charitable" >
		</item>
		<item name="SUV Depreciation" url="xpl/xfnew.htm#XFNEW_SUV" >
		</item>
		<item name="Tax Breaks for Farmers and Agriculture" url="xpl/xfnew.htm#XFNEW_Farmers" >
		</item>
	</book>
	<book name="Tax Changes for Individuals" url="xpl/xfnew.htm#XFNEW_Changes_Individuals" >
		<item name="Same Tax Rates" url="xpl/xfnew.htm#XFNEW_Lower_Rates_Current_Year" >
		</item>
		<item name="10% Bracket Inflation Adjusted" url="xpl/xfnew.htm#XFNEW_Inflation_Adjustments" >
		</item>
		<item name="Child Credit Increases" url="xpl/xfnew.htm#XFNEW_Child_Credit_Increase" >
		</item>
		<item name="Marriage Penalty Relief" url="xpl/xfnew.htm#XFNEW_Marriage_Penalty_Relief" >
		</item>
		<item name="Increased AMT Exemption" url="xpl/xfnew.htm#XFNEW_Increased_AMT_Exemption" >
		</item>
		<item name="Increased Thresholds for Filing Form 1040" url="xpl/xfnew.htm#XFNEW_Increased_Form1040_Threshholds" >
		</item>
	</book>
	<book name="Save on Your Investments" url="xpl/xfnew.htm#XFNEW_Savigs_Investments" >
		<item name="Reduced Capital Gains Tax Rates" url="xpl/xfnew.htm#XFNEW_Reduced_Capital_Gain_Rates" >
		</item>
		<item name="Reduced Tax on Dividends" url="xpl/xfnew.htm#XFNEW_Reduced_Tax_Dividends" >
		</item>
	</book>
	<book name="Small Business Advantages" url="xpl/xfnew.htm#XFNEW_Small_Business" >
		<item name="Additional (Bonus) First-year Depreciation " url="xpl/xfnew.htm#XFNEW_Bonus_First_Year_Depreciation" >
		</item>
		<item name="Increased Section 179 Expense Amount - Extended through 2007" url="xpl/xfnew.htm#XFNEW_Increased_Section179_Expense" >
		</item>
	</book>
	<book name="Education Tax Breaks" url="xpl/xfnew.htm#XFNEW_Education" >
		<item name="Student Loan Interest" url="xpl/xfnew.htm#XFNEW_Student_Loan_Interest" >
		</item>
		<item name="Deduction for Education Expenses" url="xpl/xfnew.htm#XFNEW_Education_Expenses_Deduction" >
		</item>
	</book>
	<book name="Retirement Savings Provisions" url="xpl/xfnew.htm#XFNEW_Retirement" >
		<item name="IRA&apos;s" url="xpl/xfnew.htm#XFNEW_IRAs" >
		</item>
		<item name="Contribution and Benefit Limits" url="xpl/xfnew.htm#XFNEW_Contribution_Limits" >
		</item>
		<item name="Limits on Qualified Plan Contributions" url="xpl/xfnew.htm#XFNEW_Section_415_Contributions" >
		</item>
		<item name="Limits on Qualified Plan Benefits" url="xpl/xfnew.htm#XFNEW_Section_415_Benefits" >
		</item>
		<item name="Compensation Limit" url="xpl/xfnew.htm#XFNEW_Compensation_Limit" >
		</item>
		<item name="Elective Deferrals to Section 401(k) Plans, Section403(b) Annuities, and SARSEP&apos;s" url="xpl/xfnew.htm#XFNEW_401(k)_Deferrals" >
		</item>
		<item name="Elective Deferrals to SIMPLE Plans" url="xpl/xfnew.htm#XFNEW_SIMPLE_Deferrals" >
		</item>
		<item name="Section 457 Plans" url="xpl/xfnew.htm#XFNEW_Section_457" >
		</item>
		<item name="Credit for Elective Deferrals and IRA Contributions" url="xpl/xfnew.htm#XFNEW_Contribution_Credit" >
		</item>
	</book>
	<book name="Military Family Relief Act of 2003" url="xpl/xfnew.htm#XFNEW_MFTRA_2003" >
		<item name="Capital Gain Exclusion For Home Sale" url="xpl/xfnew.htm#XFNEW_Capital_Gain_Exclusion_Home_Sale" >
		</item>
		<item name="Tax-Free Death Gratuity Benefits" url="xpl/xfnew.htm#XFNEW_Death_Gratuity_Benefits" >
		</item>
		<item name="Military Base Realignment and Closure Fringe Benefit" url="xpl/xfnew.htm#XFNEW_Base_Realignment_Fringe" >
		</item>
		<item name="Tax-Free &quot;HAP&quot; Payments" url="xpl/xfnew.htm#XFNEW_HAP_Payments" >
		</item>
		<item name="Extension of Combat Zone Filing Rules" url="xpl/xfnew.htm#XFNEW_Combat_Zone_Rule" >
		</item>
		<item name="Overnight Travel Expenses of Military Reservists" url="xpl/xfnew.htm#XFNEW_Overnight_Travel_Expenses" >
		</item>
		<item name="Distributions From QTPs and Coverdell ESAs" url="xpl/xfnew.htm#XFNEW_QTP_Coverdell_Distributions" >
		</item>
		<item name="Dependent Care Benefits" url="xpl/xfnew.htm#XFNEW_Dependent_Care_Benefits" >
		</item>
		<item name="Tax Relief For Space Shuttle Heroes" url="xpl/xfnew.htm#XFNEW_Space_Shuttle_Heroes" >
		</item>
	</book>
</tocdata>
