What are your annual expenses?
You can either use a rough estimate of your annual living expenses, or use a detailed breakdown from your Quicken data. The idea is to represent how your living expenses will look, on average, over the years.

Loan payments?
Don't include loan payments. They're in Current loans.
Tuition?
Don't include future college costs. They're in College.
Big expenses?
Enter special, one-time expenses in Special expenses.

 Living expenses Edit