DeductionPro End-User License Agreement READ THIS AGREEMENT CAREFULLY AS ITS TERMS WILL BE BINDING ON YOU! This DeductionPro End-User License Agreement (the "Agreement") is a legally binding contract between H&R Block Digital Tax Solutions, LLC, a Delaware limited liability company ("Block") and you, the licensee purchasing a license to this DeductionPro software product. This Agreement governs your use of the 2006 tax-year edition of this DeductionPro software product, including any updates and revisions to this software product that Block may provide to you (collectively, the "Software"). Block is willing to provide you with access to the Software only on the condition that you accept all of the terms and conditions contained in this Agreement. BY CLICKING YOUR ACCEPTANCE OF THIS AGREEMENT, OR BY INSTALLING, ACCESSING OR USING THE SOFTWARE OR ANY COMPONENT OF THE SOFTWARE, YOU ACKNOWLEDGE THAT YOU HAVE READ ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, UNDERSTAND THEM, AND AGREE TO BE LEGALLY BOUND BY THEM. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS IN THIS AGREEMENT, YOU MAY NOT USE THE SOFTWARE. IN SUCH EVENT, IMMEDIATELY (BUT IN ANY EVENT WITHIN TEN (10) DAYS OF THE DATE OF ORIGINAL PURCHASE OF YOUR LICENSE) RETURN THE SOFTWARE IN ITS ORIGINAL PACKAGING TO THE AUTHORIZED VENDOR FROM WHICH YOU ACQUIRED IT, OR CALL BLOCK AT 1-888-482-9288 FOR RETURN INSTRUCTIONS. 1. License and Permitted Use. Subject to the terms and conditions of this Agreement, Block grants to you a limited, non-exclusive, non-sublicensable, non-transferable right and license to install and use the Software (the "License"). This License is expressly conditioned on your: (i) only using the Software in the manner permitted by this Agreement and in accordance with the type of license that you purchased and for which you have paid any applicable fees; (ii) installing and using the Software on a single computer and at no time having the Software installed on two or more computers at the same time; and (iii) using the Software for your own personal non-commercial use, solely in connection with calculating your own deductions and filing your tax returns (e.g., you may not use the Software in connection with providing tax advice, valuation or any other services to any other party). You may make a reasonable number of copies of the Software for backup and archival purposes, but the original and each copy must be kept in your possession or control. You will be able to use the Software as described in the Software documentation only for the 2006 tax year (the "2006 Tax Year"). The Software may be updated by Block from time to time and therefore you are responsible for checking and installing any updates made available by Block prior to your use of the Software to help ensure valuations are as accurate as possible. You can check for updates under the "Tools" header on the main Software page. 2. License Restrictions. You may not, directly or indirectly: (i) re-distribute, sell, rent, loan, resell or otherwise transfer the Software or any rights in or to the Software to any other person, without the prior express written permission of Block; (ii) use the Software in other than its intended manner or for the benefit of any third parties, including by making the Software available on an application service provider, outsourcing or service bureau basis, or on any peer-to-peer or file-sharing service or network, or by using or accessing the Software to prepare or file tax returns for any other person for a fee or other consideration (and you agree to indemnify, defend and hold harmless Block against any losses, liabilities, claims, costs or expenses, including reasonable attorneys’ fees and enforcement costs, arising out of or relating to any such use or access); (iii) duplicate the Software by any means, including electronically, except for a backup copy described in Section 1, above; (iv) remove any proprietary notice, labels, or marks on or in Software; or (v) disable or circumvent any access control or related device, process or procedure established with respect to the Software. Block reserves all rights not expressly granted to you. Unless and to the extent that applicable laws may require otherwise, you may not decompile, disassemble, or reverse engineer the Software, or seek to derive the source code from any executable object code provided to you. You may not modify, translate, or otherwise create derivative works based on the Software or any part thereof. 3. Ownership and Proprietary Rights. You acknowledge that you are receiving LICENSED RIGHTS only. Title and ownership to the Software and all associated copyrights and other intellectual property rights are retained by Block and its licensors. Through your use of the Software, you acquire no ownership interest in the Software or any component of the Software. No right, title or interest in or to any trademark, service mark, logo or trade name of Block or its licensors is granted to you under this Agreement. Block reserves all rights related to ownership of the Software, including the right to duplicate and sell the Software in its sole discretion. 4. Deduction Guarantee; Accuracy of Valuations. a. Deduction Guarantee. If you don't have at least three hundred dollars ($300) in charitable deductions on your tax return for the 2006 Tax Year, Block will, at your request, refund the full license fee you paid for the Software, exclusive of sales tax, shipping and handling charges and less any rebate you received or requested for the Software. The foregoing is the sole and exclusive remedy you are entitled to in connection with this undertaking by Block. In order to qualify for this guarantee, you must (1) register your copy of the Software with Block within 60 days of the date you acquire the Software; and (2) notify Block of your claim within 30 days after the tax filing deadline for the 2006 Tax Year applicable to the Software by calling 1 800 457 9525. Block may require that you mail the original CD-ROM and any copies made and your original store receipt to Block, postage prepaid, or, if you acquired the software in electronic form, provide your purchase confirmation and certify to Block in writing that you have deleted the Software. Block may additionally require that you provide documentation of your deductions, if any, and a copy of your filed tax return. b. Accuracy of Valuations. The values of items contained in this Software are compiled based upon research by Block of average fair market values for clothing, appliances, sporting goods and other items. The value of an item is largely based upon the quality and condition of the item, which you independently determine and input into the Software. Block recommends that you retain detailed descriptions and photographs of donated items in the event that any of your valuations are challenged by the Internal Revenue Service or any state revenue authority. The program is a tool to help users track and value their charitable donations and other itemized deductions. The program does not calculate or accommodate complex tax situations or issues such as charitable trust donations, partial interest donations, carryovers from the previous year’s donations, or non-cash donations of over $5,000 in value. If you have any questions about a valuation, you should consult with a qualified appraiser or tax advisor. If the Internal Revenue Service ("IRS") objects to the values placed on in-kind donations by the Software or if any mathematical calculations provided by the Software are inaccurate, then as your sole and exclusive remedy Block will reimburse you for any resulting penalties and interest (but not additional taxes) assessed by the IRS due solely to such incorrect valuation or mathematical error caused by the Software; provided and on the condition that you: (1) accurately identify the donated item from the list of items contained in the software and accurately assess the quality and condition of the item; (2) check for Software updates and update the Software with any updates made available by Block prior to generating valuations for items; (3) obtain and possess documentation of your donation from the charitable organization and an appraisal for the items as required by law; (4) obtained the Software from an authorized retailer and used the Software for the 2006 Tax Year only; (5) notify Block at H&R Block DeductionPro Research Team, P.O. Box 112563, Carrollton, TX 75011 as soon as you learned of the error but in no event later than 30 days after the penalty or interest is assessed or three years after the filing deadline for your 2006 Tax Year income tax return; and (6) send Block complete documentation of the penalty and/or interest including all correspondence to and from the IRS, a copy of your tax return as filed with the IRS (in paper and electronic media), proof that you paid the penalty and/or interest, and other information Block reasonably requests. This warranty does not apply: to any items (or groups of similar items) for which you claimed a deduction of more than $5,000 per item or group; to items not contained in the DeductionPro database; to donations of automobiles, publicly traded securities, or appreciated property; to items for which you cannot substantiate the deduction or the condition of the deduction; or to any property for which you enter your own valuation or override the valuation suggested by the Software. This warranty is void if you request or obtain a refund pursuant to Section 5(A) or 6 of this Agreement. 5. Refunds. Block undertakes to refund the full license fee you paid Block or its authorized reseller for the Software License, exclusive of sales tax, shipping and handling charges and less any rebate you receive for the Software, if you are dissatisfied with the Software for any reason. You must notify Block of your dissatisfaction and the reason for your dissatisfaction with the Software by calling 1 888 482 9288 within sixty (60) days following your initially receiving a copy of the Software, and you must mail the original media or UPC code from box and your original store receipt to Block, postage prepaid. Your requesting a refund terminates your License; you may not thereafter use the Software and must delete your copy of the Software. If you acquired the Software in electronic form or direct from Block, you must provide your purchase confirmation and certify to Block in writing that you have deleted the Software. As above, the rights and benefits afforded by this Section are personal to the original licensee purchasing the License to the Software from Block or from its authorized reseller; they may not be assigned or otherwise transferred to any other party. 6. Limited Warranty; Replacement of Defective Media. Block warrants that the media (if any) on which the Software is provided will be free from defects in materials and workmanship under normal use for a period of ninety (90) days after you first acquire your copy of the Software. If you received the Software solely electronically (e.g., through a download from a Block Web site), Block’s warranty is that the file containing the Software, properly downloaded, will be executable. If the Software media (or file, as applicable) fails to conform to this warranty, you may, as your sole and exclusive remedy, obtain a replacement free of charge provided that you notify Block by calling 1-888-482-9288 within ninety (90) days after you first acquire the Software. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. The warranty made by Block may be voided by abuse or misuse. 7. Exclusion of Other Warranties. OTHER THAN THOSE EXPRESS WARRANTIES SET FORTH IN THIS AGREEMENT, THERE ARE NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES OF ANY KIND ARISING OUT OF OR RELATING TO THE SOFTWARE OR THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY IMPLIED OR OTHER WARRANTIES (i) OF MERCHANTABILITY, OF FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, WORKMANLIKE EFFORT, QUALITY, ACCURACY, TIMELINESS, COMPLETENESS, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS, OR SYSTEM INTEGRATION; (ii) THAT THE SOFTWARE OR ANY PART THEREOF CONFORM TO ANY DEMONSTRATION OR PROMISE BY BLOCK; (iii) ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE; OR (iv) THAT ACCESS TO OR USE OF THE SOFTWARE OR ANY PART THEREOF WILL BE UNINTERRUPTED, ERROR OR DEFECT FREE OR COMPLETELY SECURE, OR THAT PROBLEMS WILL BE CORRECTED. EXCEPT AS PROVIDED ABOVE, THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT. While Block is providing the Software as a general tool to assist you in valuing your deductions, THE SOFTWARE DOES NOT REPLACE YOUR OBLIGATION TO EXERCISE YOUR INDEPENDENT JUDGMENT IN USING THE SOFTWARE. Your use of the Software does not make Block your tax preparer. You are solely responsible for correctly inputting your information into the Software, and for verifying all outputs resulting from your use of the Software. SOME STATES MAY NOT ALLOW EXCLUSIONS OR LIMITATIONS OF IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU; HOWEVER, ALL EXCLUSIONS AND LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. IMPLIED WARRANTIES, IF ANY, REQUIRED BY LAW, SHALL BE LIMITED IN DURATION TO THE MAXIMUM EXTENT PERMITTED BY LAW, BUT IN ANY EVENT SHALL NOT EXTEND BEYOND THIRTY (30) DAYS FOLLOWING THE ORIGINAL DATE ON WHICH YOU FIRST ACQUIRED THE SOFTWARE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. 8. Limitations on Liability and Damages. Subject to contrary applicable state law, the limited remedies set forth in Sections 5, 6, and 7, above, are the only remedies that you are entitled to. a. IN NO EVENT WILL BLOCK OR ITS LICENSORS, SUPPLIERS, AFFILIATES OR SUBSIDIARIES BE LIABLE TO YOU OR TO ANY THIRD PARTY, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST DATA, LOST PROFITS OR BUSINESS, LOST REVENUES, LOSS OF USE, OR ANY SIMILAR DAMAGES OR LIABILITIES, OR FOR ANY CLAIM OR DEMAND AGAINST YOU BY ANY OTHER PARTY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Without limitation of any of the foregoing, you agree that none of Block, its licensors, suppliers, affiliates or subsidiaries will at any time have any additional liability or obligation for any claim, cause of action or injury that you or any other person may have as a result of (i) your use or inability to use or access the Software, or any information you provide in connection with the Software ("Information"); (ii) any access to, or use of, your Information by an unauthorized person or by unauthorized persons; (iii) connection or toll charges for using the Software or obtaining updates for the Software; or (iv) any fees, costs or expenses arising out of or relating to troubleshooting or technical support for the Software. You agree that the essential purposes of this Agreement can be fulfilled even excluding such damages. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. b. IN NO EVENT SHALL BLOCK’S MAXIMUM AGGREGATE, CUMULATIVE LIABILITY, IF ANY, ARISING OUT OF OR RELATED TO THIS AGREEMENT AND THE SOFTWARE FOR ANY AND ALL CAUSES WHATSOEVER, REGARDLESS OF THE FORM OF THE ACTION OR THEORY OF LIABILITY, EXCEED YOUR ACTUAL, DOCUMENTED DIRECT DAMAGES INCURRED, UP TO THE GREATER OF: (i) AMOUNTS YOU PAID TO BLOCK OR ITS AUTHORIZED RESELLER FOR YOUR LICENSE TO THE SOFTWARE, OR (ii) TWENTY FIVE DOLLARS ($25). c. THE LIMITATIONS IN THIS SECTION 9 SHALL BE DEEMED TO APPLY TO ALL CAUSES OF ACTION AND ALL LEGAL THEORIES, WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (i) BREACH OF CONTRACT, (ii) BREACH OF WARRANTY, (iii) NEGLIGENCE, STRICT LIABILITY, OR OTHER TORTS, OR (iv) ANY OTHER CAUSE OF ACTION, HOWEVER STATED. 9. Arbitration Provision. The parties agree that any claim, dispute or controversy, whether in contract, tort (intentional or otherwise), whether pre-existing, present or future, and including constitutional, statutory, common law, regulatory, and equitable claims in any way arising out of or relating to: (i) the Software and any services provided to you in connection with the Software; (ii) advertisements, promotions, or oral or written statements arising out of or relating to the Software; (iii) Block's privacy policy and the collection, use and disclosure of your Information; or (iv) the relationships of the parties, including the validity, enforceability or scope of this Agreement or any part hereof (collectively, the "Claim"), including, but not limited to, the issue whether a particular Claim must be submitted to arbitration, shall be resolved, upon the election of either you or Block, by binding arbitration pursuant to this arbitration provision and the applicable rules of either the American Arbitration Association ("AAA") or the National Arbitration Forum ("NAF") in effect at the time the Claim is filed. The party initiating the arbitration proceeding shall have the right to select one of these two arbitration administrators. The arbitrator must be a lawyer with more than ten (10) years of legal experience or a retired or former judge. In the event of a conflict between this arbitration provision and the rules of the arbitration administrator, this arbitration provision shall govern. Block hereby agrees not to invoke its right to arbitrate an individual Claim you may bring in small claims court, if any, so long as the Claim is pending only in that court. No class actions, or joinder or consolidation of claims with other persons, are permitted in court or in the arbitration without the written consent of the parties hereto. On any Claim you file, you will pay the first $50.00 of the filing fee. At your request, Block will pay the remainder of the filing fee, if any, and any administrative or hearing fees charged to you by the arbitration administrator, up to $300.00 on any Claim asserted by you in the arbitration. If the arbitrator grants an award in your favor in excess of an amount, if any, offered to you by Block in settlement of your Claim, Block will reimburse you for any additional fees paid or owed by you to the arbitration administrator up to the amount of the fees that would have been charged if the original Claim had been for the amount of the actual award in your favor. If the arbitrator issues an award in Block’s favor, you will not be required to reimburse Block for any fees Block has previously paid to the arbitration administrator on your behalf or for which Block is responsible. Any participatory arbitration hearing that you attend will take place in the federal judicial district in which you live. This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. §§ 1-16 (the "FAA"). The arbitrator shall apply substantive law consistent with (i) the FAA, and (ii) except where inconsistent with the FAA, the choice of law provision of Section 11(c) of this Agreement. The arbitrator's award shall not be subject to appeal, except as permitted by the FAA. Upon request of either party, the arbitrator shall prepare a short, reasoned, written opinion supporting the arbitration award. Judgment upon the award may be entered in any court having jurisdiction. Nothing in this arbitration provision shall prevent either of the parties from seeking or obtaining injunctive relief as a result of a violation or threatened violation of this Agreement, to protect Block’s intellectual property rights or to prevent the tolling of any applicable statute of limitations, and any such injunctive action shall not constitute a waiver of the requirement of arbitration for any Claim. YOU ACKNOWLEDGE THAT YOU HAVE A RIGHT TO LITIGATE CLAIMS IN COURT BEFORE A JUDGE OR JURY, BUT YOU AGREE TO RESOLVE ANY SUCH CLAIMS THROUGH ARBITRATION AND HEREBY KNOWINGLY AND VOLUNTARILY WAIVE YOUR RIGHTS TO LITIGATE SUCH CLAIMS IN COURT BEFORE A JUDGE OR A JURY, UPON ELECTION OF ARBITRATION BY BLOCK OR BY YOU. YOU ACKNOWLEDGE THAT YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE AS A REPRESENTATIVE OR MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION, EVEN IF SUCH CLASS ACTION IS PENDING ON THE DATE OF YOUR ACCEPTANCE OF THIS AGREEMENT. If you have a question about the arbitration Administrators mentioned in this arbitration provision or if you would like to obtain a copy of their arbitration rules you can contact them as follows (contact information is subject to change): American Arbitration Association, 335 Madison Avenue, New York, New York 10017, www.adr.org; National Arbitration Forum, P.O. Box 50191, Minneapolis, MN 55405, www.arb-forum.com, (800) 474-2371, (Code of Procedure). 10. Security Tips. Recognizing the importance of security to our clients, we are sharing the tips below to help you ensure that your personal information remains private. The more you know, the better equipped you are to protect your privacy. You might be surprised to learn that the home or office computer where you used this software to prepare documents may not be as secure as you think. Consider this: *** If you do not have an active firewall on your computer and/or network connection, hackers may be able to inspect the contents of your hard drive. *** If you do not have up-to-date anti-virus software on your computer, your machine could be infected with a virus or similar malicious software that gives third parties access to your passwords and other files. *** If you have accidentally or unknowingly downloaded "spyware" to your computer, you could also be transmitting your personal information to third parties. *** If you have an Internet file-sharing program such as Kazaa, Limewire(r) or Bearshare on your computer that is used to exchange music and other digital content over the Internet, you may be making all or part of your hard drive's contents available to others. As a result of using the DeductionPro software, you may have stored your personal information on the computer used to prepare your documents. We encourage you to ensure that the folder where this information is stored is not shared and/or is password protected by your program. This extra precaution only takes a moment, and helps ensure that other users of your computer cannot open and view your tax file without your permission. For more information about how to determine and set folder properties, check your computer operating system's built-in "Help" files or check with the operating system vendor. Microsoft information is available at http://www.microsoft.com. Apple information is available at http://www.apple.com. 11. Miscellaneous. a. Termination; Survival. This Agreement and your License shall terminate upon your breach of any material term of this Agreement. Any terms of this Agreement that by their nature or understanding should survive termination of this Agreement shall survive, including sections 3, 7, 8, 9, and 11. b. Third Party Beneficiaries; Assignment. This Agreement is solely between you and Block. Block’s licensors, suppliers, affiliates or subsidiaries shall be deemed to be third party beneficiaries of this Agreement solely to the extent necessary for them to enforce any protections afforded them by this Agreement. All rights and benefits of this Agreement from Block are intended solely for the original licensee purchasing the License to the Software from Block or its authorized reseller, and your authorized assignees. You may not assign, delegate or otherwise transfer this Agreement or any of your rights to the Software without prior written consent of Block. Block will use reasonable efforts to notify you of its assignment of this Agreement which may include a notice of Block’s Web site. The warranty made under Section 6, and the remedies under Sections 4 and 5 are for the original purchaser of the License only; they are not assignable or transferable by you. This Agreement shall inure to the benefit of the parties and their respective permitted successors and assigns. c. Governing Law; Forum. This Agreement shall be governed by the laws of the State of Missouri, without regard to conflicts of law provisions. Subject to, and without limiting, Section 10 of this Agreement, the parties agree that the exclusive jurisdiction of any dispute arising out of, or relating to, this Agreement or the Software shall be in the courts located in the county of Jackson, State of Missouri. d. Entire Agreement. This Agreement is the entire and exclusive agreement between the parties with respect to the subject matter hereof, and it supersedes all previous communications, representations or agreements, either oral or written, between them. No representations or statements of any kind made by any representative of Block or any other party, which are not included in this Agreement, shall be binding on Block. In particular, no reseller or other similar party shall have any authority to vary this Agreement or obligate Block in any way. e. Amendments. Neither party may modify or amend this Agreement except by a writing signed by you and an authorized representative of Block. f. Waiver. No waiver of any provision or condition herein shall be valid unless in writing and signed by you and an authorized representative of Block. Block’s failure to insist upon or enforce strict performance of any provision of this Agreement or any right shall not be construed as a waiver of any such provision or right. g. Severability. If any provision of this Agreement is determined to be illegal or unenforceable, such provision shall be automatically reformed, modified or deleted so as to make the resulting agreement valid, operative and enforceable to the maximum extent permitted by law or equity while preserving, to the fullest extent possible, its original intent. The invalidity of any part of this Agreement shall not render invalid the remainder of this Agreement. h. Export Control; Government Licensees. The Software is provided solely for lawful purposes and use. You shall be solely responsible for, and agree to comply with, all applicable laws, statutes, ordinances, and other governmental authority, however designated. Without limiting the foregoing, you agree to comply with all U.S. export laws and applicable export laws of your locality (if you are not in the United States), and shall not export any Software or other materials provided by Block without first obtaining all required authorizations or licenses. The Software including the documentation are provided subject to Block’s standard commercial agreement; products acquired for use within or for any United States federal agency are provided with "LIMITED RIGHTS" and "RESTRICTED RIGHTS" as defined in DFARS 252.227-7013 and FAR 52.227-19. i. Notices. Except as otherwise indicated, any notices under this Agreement to Block must be personally delivered or sent by certified or registered mail, return receipt requested, or by United States Postal Service express mail, to P.O. Box 112563, Carrollton, TX 75011 or to such other address as Block may specify in writing. Such notices will be effective upon receipt, which may be shown by confirmation of delivery. All notices to Block shall be sent to the attention of H&R Block, TaxCut Notices, (unless otherwise specified by Block). j. Additional Terms. Any and all references in this Agreement to Block, its affiliates and subsidiaries shall, where the context so permits, include Block's parent companies, and their respective subsidiaries, affiliates, directors, officers, employees, contractors and agents. The headings contained herein are for the convenience of the parties only and shall not be used to interpret or construe any of the terms of this Agreement. Neither party shall be liable for any delay or failure due to force majeure or any other causes beyond its reasonable control. DedPro 2006