Balance after core spend
$847.32
Next paycheck
May 1 · 30 days
April 2026

Monthly Ledger

$847.32 remaining
DateDescriptionChargeBalancePaid
Opening Balance
Apr 1 Carry-forward from March $2,412.50
Income & Essentials
Apr 1 Paycheck +$3,240.00 $5,652.50
Apr 2 Gas / Transit -$85.00 $5,567.50
Apr 3 Groceries -$142.30 $5,425.20
Bills (sorted by due date)
Apr 1 Rent -$1,850.00 $3,575.20 AUTO
Apr 5 Electric (Duke Energy) -$127.43 $3,447.77
Apr 8 Internet (Spectrum) -$74.99 $3,372.78 AUTO
Apr 10 Phone (T-Mobile) -$85.00 $3,287.78
Apr 15 Car Insurance (Geico) -$164.00 $3,123.78
Apr 15 Student Loan (Navient) -$312.50 $2,811.28 AUTO
Apr 20 CC Payment (Chase) -$450.00 $2,361.28
Aux Payouts
Apr 12 Owed to roommate (utilities split) -$63.71 $2,297.57
Reserve
Rent stow (next month) -$1,850.00 $847.32

Bills This Month

7 bills · 3 remaining
Rent 1st $1,850 AUTO
Electric 5th $127
Internet 8th $75 AUTO
Phone 10th $85
Car Insurance 15th $164
Student Loan 15th $313 AUTO
CC Payment (Chase) 20th $450

Luxury Allowance

$347.32 left
Spent: $500.00 Budget: $847.32
Eating out$180.00
Misc other (from below)$320.00

Misc Spend

$320.00 total
Misc (catchall) $124.50 ongoing
Spotify Premium $11.99 Apr 3
Steam sale (Elden Ring DLC) $39.99 Apr 5
New running shoes (Nike) $89.00 Apr 7
Haircut $35.00 Apr 9
+ 2 more items $19.52
🔍 Search past misc items... (fuzzy match across all months)
own-ledger wireframe · desktop layout · sections mirror spreadsheet mental model
Mobile: same cards stacked vertically, bills definitions on separate screen