Net Balance
$347.32
$300 BUFFER: OK (+$47.32)
Outstanding
Credit
$3,214
Loans
$12,840
April
2026
Jan
Feb
Mar
Apr
+

Core Spend

GroupedTimeline
$347.32
Date ✓ Description Charge Balance
Opening Balance
Apr 1 Carry-forward from March $412.50
Priority Payouts
+ Add
Apr 1 Owed to roommateMarch utilities split -$63.71 $348.79 ×
PAY PERIOD #1 — Apr 1 +$3,240.00
Apr 1 Paycheck +$3,240.00 $3,588.79
Apr 2 Gas / Transit -$85.00 $3,503.79
Apr 3 Groceries -$142.30 $3,361.49
Apr 4 Othermisc pre-plan spend -$47.20 $3,314.29
Bills
Apr 1 AUTO Rent -$1,850.00 $1,464.29
Apr 5 ElectricDuke Energy -$127.43 $1,336.86
Apr 8 AUTO InternetSpectrum -$74.99 $1,261.87
Apr 10 PhoneAT&T -$85.00 $1,176.87
Apr 15 Car InsuranceGeico -$164.00 $1,012.87
Apr 15 AUTO Student LoanNavient -$312.50 $700.37
Apr 20 CC PaymentChase -$253.00 $447.37
Apr 25 CC PaymentDiscover -$100.05 $347.32
Notable Payouts
+ Add
None this month
Remaining
Remaining $347.32

Bills

7 bills · 3 unpaid
Bill Due Amount Balance
Rent1st$1,850—
ElectricDuke Energy5th$127—
InternetSpectrum8th$75—
PhoneAT&T10th$85—
Car InsuranceGeico15th$164—
Student LoanNavient15th$313$12,840
CC PaymentChasefreeform20th$253$1,847
CC PaymentDiscoverfreeform25th$100$1,367

Luxury Allowance

$347.32 left
Spent: $0.00 Budget: $347.32
Eating out$120.00
Misc other (from below)$227.32

Misc Spend

$227.32 total
Misc (catchall)$80.00ongoing×
Spotifyrecurring$11.99Apr 3×
iCloud+recurring$2.99Apr 5×
New running shoesNike Pegasus 42$89.00Apr 7×
Steam saleElden Ring DLC$39.99—×
Haircut$35.00Apr 9×
🔍 Search misc items across all months...
Click any value to edit inline × to remove items ⚙ Settings: paycheck config, CC rules, buffer
own-ledger v6 · fixes: consistent 34px row heights, 60px date col (no wrapping),
section headers truly centered (+ Add at far right, outside centering),
uniform × size, more padding above pay block + below Remaining,
renamed to CORE SPEND + Remaining, NET BALANCE = LUXURY "$ left" ($347.32)