Net Balance
$347.32
$300 BUFFER: OK (+$47.32)
Outstanding Debt
Credit
$3,214
Loans
$12,840
April 2026

Monthly Ledger

Grouped Timeline
$347.32
Date Description Charge Balance
Opening Balance
Apr 1 Carry-forward from March $412.50
Priority Payouts + Add
Apr 1 Owed to roommateMarch utilities split -$63.71 $348.79
APRIL PAY PERIOD #1 — Apr 1 +$3,240.00
Apr 1 Paycheck +$3,240.00 $3,588.79
Apr 2 Gas / Transit -$85.00 $3,503.79
Apr 3 Groceries -$142.30 $3,361.49
Apr 4 Othermisc pre-plan spend -$47.20 $3,314.29
Bills (by due date)
1st AUTO Rent -$1,850.00 $1,464.29
5th ElectricDuke Energy -$127.43 $1,336.86
8th AUTO InternetSpectrum -$74.99 $1,261.87
10th PhoneAT&T -$85.00 $1,176.87
15th Car InsuranceGeico -$164.00 $1,012.87
15th AUTO Student LoanNavient · bal $12,840 -$312.50 $700.37
20th CC PaymentChase · bal $1,847 · min+$200priority paydown -$253.00 $447.37
25th CC PaymentDiscover · bal $1,367 · min+capped -$100.05 $347.32
Notable Payouts + Add
No additional payouts this month
Net
Net Balance $347.32

Luxury Allowance

$347.32 available
Spent: $0.00 Available: $347.32
Eating out budget$120.00
Misc other (from below)$227.32

Misc Spend

$227.32 total
Misc (catchall) $80.00 ongoing
Spotifyrecurring $11.99 Apr 3
iCloud+recurring $2.99 Apr 5
New running shoesNike Pegasus 42 $89.00 Apr 7
Steam saleElden Ring DLC $39.99 —
Haircut $35.00 Apr 9
🔍 Search misc items across all months...

CC Payment Rules

auto-calculated
Chase (priority: paydown) min($53) + $200 = $253.00
Discover (capped: min+$500) min($75) + $25.05 = $100.05
Remaining after buffer ($300) $0.00 → Chase
own-ledger v2 wireframe · desktop · changes: net balance top, encapsulated pay blocks,
checkboxes in ledger, PAID near DESC, inline bill subtitles + balances, toggleable misc,
CC payment rules card, buffer indicator, + Add buttons, Grouped/Timeline toggle