---
name: Settings Sprint Notes
description: Deferred features for the settings screen sprint — account type assignment for outstanding balances
type: project
---

The OUTSTANDING balances section in the top bar currently categorizes bills as Credit (freeform) vs Loans (non-freeform). This is a rough heuristic.

**Deferred to settings sprint:** Add "assign account type" capability for any bill with a defined outstanding balance. Account types could be: Credit Card, Student Loan, Auto Loan, Mortgage, etc. This would make the Outstanding section accurate and allow proper grouping.

**Why:** The current Credit/Loans split is based on isFreeform which is really about CC payment computation, not account categorization. The user needs this in the settings screen where they configure bill templates.

**How to apply:** When building the settings screen, include account type configuration for bills. The TopBar outstanding section should use these types for grouping instead of the isFreeform heuristic.